Fire and Allied Risks:

Fire Insurance:

Traditional Fire Insurance Policy Covers the Fire and/or Lightning risks Explosion (domestic) only. The policy premium is charged in accordance with Tariff rate prescribed by Central Rating Committee (CRC). However; the Fire Policy can be extended to cover some allied perils such as :

Fire caused by – smoke, scorching,
Falling walls, water used for extinguishing
Fire, blowing up building for preventing
Spread of fire.
This coverage can be extended to include other perils by the additional premium;
Riot, Strike
Storm, Flood
Subsidence
Landslide
Aircraft damage
Bursting or overflowing of tanks.

Specific Exclusions

Riot, Civil Commotion, War, Invasion, Act of Foreign Enemy, Civil War, Rebellion, Revolution, Insurrection etc.
Radioactive Contamination